Accept the fact, that, you need to pay your Council tax every year and missing out on this important and must me
et obligation will increase your debt. Then, you must pay your debt as arrears.
You can’t escape from this government obligation. This article is going to focus on those unfortunate souls, that somehow missed out paying their Council Tax and have huge arrears to clear and looking for Council Tax Arrears Advice.
Remember, this is a priority debt, and council has supreme power to collect their money back.
Before we go into detail, we need to know how this tax is levied and who is responsible for paying.
Every year council tax is calculated based on your home value, and a number of adults live in it. A person that is 18 years will be considered as an adult. For example, if there are three adults in your home, anyone can pay, or all can share and pay the tax.
If you have rented out your home or part of your home, both yourselves and your tenant should pay the tax. Likewise, if you are married, or in a same-sex relationship, both you and your partner is responsible for paying the council tax.
With all these details in place, let’s now see some advice that is key for you to get out of this debt.
You can pay your arrears in on lump sum if you have the cash to do so. Are you can pay in weekly or monthly instalments. Please go to your nearest council office and check out options you have.
Beware, you will get a reminder once you have only seven days to pay your council tax. If you miss the deadline, then council will try to recover money from various options, like deducting from your salary, etc.,
Council also has the right to take legal action against you if you keep on missing your tax payment.
There are ways you can reduce your Council Tax.
1. If your family have one disabled or mentally challenged person of any age, then you might qualify for a discount
2. If your family has only one adult that is more than 18 years old, you will get a 25% discount, which is called as single person discount.
3. If you or your family is falling under the bracket of low-income group, then you are eligible for a reduction in council tax.
There may be more discounts offered by your council. Do visit your nearest council office or those who offer Council Tax Arrears Advice (www.payplan.com) and talk to them to find out how to reduce your council tax.
Also, please be in constant touch with your council office to take necessary help whenever you need.
For example, you lost your job and in hardship to pay council tax. Then you can speak to your council office and come to an agreement on how much tax you need to pay when you should pay etc.,
Being in touch with your council office is very critical to not get into legal trouble later.
Like any other government taxes, council tax is critical financial commitment. To pay this and not get into debt, I suggest you make your financial plan inclusive of council tax, talk to your council staff or council tax advisors to understand what options you have to pay your council tax.